Free Terms & Conditions Generator

Terms & Conditions Generator — guide & how to use

What it does

This free Terms & Conditions generator is a clause-selection engine, not a one-size-fits-all template. You answer a few questions about your business, jurisdiction, payment model, and user-content policy — and the tool assembles only the sections that match your situation into a complete, numbered, dated, copy-ready Terms of Service agreement. It always includes the 15 core clauses every T&C needs (acceptance, eligibility, acceptable use, IP, disclaimer of warranties, limitation of liability, indemnification, termination, governing law and more) and conditionally adds payment, refund, auto-renewal, UGC, marketplace, e-commerce, app-store, and arbitration blocks based on your answers.

Terms of Service for SaaS, a store, a marketplace, or an app

Whatever you run — a SaaS product, a Shopify or WooCommerce store, a two-sided marketplace, a content site, or a mobile app — the clauses you need differ. A subscription needs auto-renewal and cancellation disclosure; a store needs shipping and returns; a marketplace needs a third-party-seller disclaimer; an app needs Apple/Google app-store pass-through terms. Pick your business type and the generator wires in the right blocks instead of leaving you with irrelevant boilerplate.

How to use it

1. Enter your company name, site URL, and legal-notice email (required — the document never ships with empty placeholders silently).
2. Pick your business type and governing-law jurisdiction.
3. Answer the payments questions (charging, model, refunds, trial / renewal) and your user-content and minimum-age policy.
4. Choose an acceptance mechanism — clickwrap is strongly recommended — and decide whether to opt into arbitration.
5. Click Generate. Review the green status line, the what's-included-and-why panel, the enforceability checklist, and any warning flags, then copy as plain text, HTML, or Markdown.

Worked example

Say you run "Acme Holdings LLC", a SaaS web app at https://acme.com, governed by Delaware law, on a recurring monthly subscription with a 14-day money-back refund policy and a 14-day free trial. Users do not post content, minimum age is 18, acceptance is clickwrap, and you leave arbitration off. The generator emits the 15 core sections plus "Fees & Payment", "Auto-Renewal & Cancellation" (because the model is recurring — it discloses the renewal price, monthly cadence, and how to cancel before the renewal date), and "Refund Policy" (14-day window). It omits the UGC, marketplace, shipping, and app-store blocks. The Limitation of Liability caps your exposure at the greater of (a) what the user paid you in the prior 12 months or (b) US$100, rendered in bold all-caps for conspicuousness. The readiness line reads "Clickwrap recommended — enforceable as drafted."

Why clickwrap matters more than the wording

The single biggest enforceability lever is assent, not phrasing. Clickwrap (a checkbox or "I agree" button) and scrollwrap are routinely upheld; browsewrap (a link in the footer) is frequently held unenforceable because the user never affirmatively agreed. If you pick browsewrap — especially with arbitration, a class-action waiver, or auto-renewal — the tool blocks the "ready" state and warns you, because a clean-looking document nobody agreed to is worthless in court. The tool also recommends logging acceptance (user ID, timestamp, terms version) as evidentiary proof.

Conspicuous liability & warranty clauses

Courts require the disclaimer of warranties and limitation of liability to be conspicuous to be enforceable. This tool renders both headings and bodies in bold, ALL-CAPS automatically — the service is provided "AS IS / AS AVAILABLE", indirect/incidental/consequential damages are excluded, and aggregate liability is capped. Do not reformat these into plain lowercase body text or you may lose the protection.

Accuracy & honesty notes — read before publishing

This is an automated template, not legal advice. Have it reviewed by a licensed attorney in your jurisdiction before publishing. A few practical notes:

• Garbage in, garbage out. The tool builds a template from your self-reported answers; it cannot verify what your business actually does. Terms that misstate your real practices can themselves be a problem.
• Consumer rights are non-excludable in the EU, UK, and Australia (and some Canadian provinces). A flat "no refunds" or full liability disclaimer cannot override mandatory statutory rights — the tool inserts a carve-out automatically, but it cannot guarantee full local compliance.
• Liability-cap figures (12-month fees / US$100) are common market conventions, not statutory minimums. Some liabilities (gross negligence, willful misconduct, death/personal injury, IP infringement) cannot be capped; standard carve-outs are included.
• This is not a Privacy Policy. If you collect personal data you also need a separate privacy policy under GDPR/CCPA, plus cookie and (sometimes) data-processing documents. One document does not cover both. Use our Privacy Policy Generator.
• Point-in-time snapshot. Laws change; re-generate when your business changes materially (new payment model, new jurisdictions, adding UGC) and keep the "Last Updated" date current.
• 100% private. Everything runs in your browser; your details are never sent to a server.

How to embed this tool on your website

No account, no coding. Copy the embed code and paste it where you want it to appear:

<iframe src="https://snaptoolsuite.com/terms-and-conditions-generator/?embed=1"
  style="width:100%;max-width:720px;height:2400px;border:0;"
  title="Terms & Conditions Generator" loading="lazy"></iframe>
<p>Free <a href="https://snaptoolsuite.com/terms-and-conditions-generator/">Terms & Conditions Generator</a> by Snap Tool Suite</p>

Frequently asked questions

Related tools

Invoice Generator · Free Receipt Maker · Quote Generator · Purchase Order Generator · Proforma Invoice Generator · Commercial Invoice Generator