Loan Amortization Calculator

Your monthly payment, total interest & payoff

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Monthly payment
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0 payments

Loan Amortization Calculator — guide & how to use

What it does

The Loan Amortization Calculator shows your fixed monthly payment, the total interest, the total amount paid, and how your first payment splits between interest and principal. Works for auto loans, personal loans, student loans, and more — calculated privately in your browser, free.

How to use it

  1. Enter the loan amount you're borrowing.
  2. Enter the annual interest rate and the term in years.
  3. Read your monthly payment at the top, with total interest and total paid below.

How to embed this tool on your website

No account, no coding. Copy the embed code and paste it where you want it to appear:

<iframe src="https://snaptoolsuite.com/loan-amortization-calculator/?embed=1"
  style="width:100%;max-width:560px;height:820px;border:0;"
  title="Loan Amortization Calculator" loading="lazy"></iframe>
<p>Free <a href="https://snaptoolsuite.com/loan-amortization-calculator/">Loan Amortization Calculator</a> by Snap Tool Suite</p>
2 Paste it on your page
3 It just works

See it live: view a real embed example →

Frequently asked questions

What is loan amortization?

Paying off a loan in equal monthly payments where each covers interest plus some principal. Early payments are mostly interest; later ones mostly principal.

How is the monthly payment calculated?

The standard amortization formula on your loan amount, monthly rate, and number of months.

Is it really free?

Yes. 100% free, everything runs in your browser.

Related tools

Percentage Calculator · Compound Interest Calculator · Paycheck Calculator · Overtime Pay Calculator · Mortgage Calculator · Debt Payoff Calculator

🔒 Everything is calculated in your browser. We don't store or sell your data.