Car Lease vs Buy Calculator

Compare the total cost of leasing vs buying

Lease
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$
Buy
$
$
$
Lower total cost
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Car Lease vs Buy Calculator — guide & how to use

What it does

This tool compares the total cost of leasing versus buying the same car over the same number of months. Leasing's cost is the cash due at signing plus all lease payments; buying's cost is the down payment plus loan payments minus the resale value you keep. Calculated privately in your browser, free.

How to use it

  1. Enter the lease due-at-signing and monthly payment.
  2. Enter the buy down payment, amount financed, APR, and estimated resale value.
  3. Set the months to compare and read which option costs less.

How to embed this tool on your website

No account, no coding. Copy the embed code and paste it where you want it to appear:

<iframe src="https://snaptoolsuite.com/car-lease-vs-buy-calculator/?embed=1"
  style="width:100%;max-width:560px;height:980px;border:0;"
  title="Car Lease vs Buy Calculator" loading="lazy"></iframe>
<p>Free <a href="https://snaptoolsuite.com/car-lease-vs-buy-calculator/">Car Lease vs Buy Calculator</a> by Snap Tool Suite</p>
2 Paste it on your page
3 It just works

See it live: view a real embed example →

Frequently asked questions

Is it cheaper to lease or buy?

Leasing has lower payments but no equity; buying costs more but you keep the car. Compare total cost minus resale.

Why subtract resale value?

When you buy you still own the car, so its resale value offsets your cost. A lease leaves nothing to sell.

Is it really free?

Yes. 100% free, everything runs in your browser.

Buy & own a car

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🔒 Everything is calculated in your browser. We don't store or sell your data. Estimate only.